If you’ve been in an accident in which you believe the other driver was at fault, one of the first questions you might ask yourself is whether or not it’s necessary to hire a lawyer.
If you find yourself in this situation, keep reading; by the end of this article, you’ll have all the information you need to decide whether or not hiring a lawyer after a car accident will be worthwhile for your case.
But before we get started, let’s take a quick look at what constitutes an accident and why hiring a lawyer might be in your best interest.
How to Decide If You Need a Lawyer After an Accident?
If you’ve been in a car accident, you may be wondering if you need to hire a lawyer.
The answer depends on the severity of the accident and the damages involved.
If there was only minor damage to your car and no injuries, you probably don’t need a lawyer.
However, if the accident was more serious and caused injuries or significant damage, you may want to consider hiring a lawyer to help you with your claim.
What Makes an Insurance Company Accept Responsibility?
Even if the other driver was clearly at fault, their insurance company may not accept responsibility right away.
In order for an insurance company to be held liable, there needs to be clear evidence that the insured was at fault.
This evidence can come in the form of a police report, eyewitness testimony, or video footage.
If you have been in a car accident and are dealing with an uncooperative insurance company, it may be necessary to hire a car accident lawyer to help you get the compensation you deserve.
What Are Uninsured and Underinsured Motorist Coverages?
Uninsured and underinsured motorist coverages are two types of optional car insurance that you can purchase.
Uninsured motorist coverage protects you if you’re in an accident caused by a driver who doesn’t have car insurance.
Underinsured motorist coverage protects you if you’re in an accident caused by a driver who has car insurance, but not enough to cover the damages they caused.
Why Should I Consider a PIP or MedPay Policy?
Personal injury protection (PIP) and medical payments (MedPay) are two types of coverage that can help pay for your medical bills and lost wages after a car accident, regardless of who is at fault.
PIP is required in some states, while MedPay is optional.
Do I Need An Attorney for Medical Bills Following an Auto Crash?
You may be wondering if you need an attorney to help with medical bills and other expenses following a car accident.
The answer is: maybe. If the accident was severe and you suffered injuries, then it’s probably in your best interest to at least consult with a lawyer.
An experienced attorney can help you understand your rights and options and can negotiate with insurance companies on your behalf.
If the accident was minor and you don’t think you need a lawyer, then you may be able to handle the claim yourself.
However, even in minor accidents, it’s always a good idea to at least speak with an attorney to get advice on how to proceed.