Have you been in a car crash where you think the other person caused it? You might be asking yourself, “Do I need to hire a lawyer?” By reading this article, you’ll have a better idea about whether getting a lawyer is the right move for you.
What Does a Car Crash Mean and Why Would I Need a Lawyer?
After a car crash, it can be tough to decide if you need a lawyer. This mostly depends on how bad the crash was and what kind of harm happened. If your car only got a small scratch and you didn’t get hurt, you probably don’t need a lawyer. But, if the crash was serious and you or your car got badly hurt, it might be a good idea to hire a lawyer to help you.
When Do Insurance Companies Take the Blame?
Even when it’s clear that the other driver caused the crash, their insurance company might not agree to take the blame right away. For them to admit they’re at fault, they need strong proof. This proof could be a police report, what witnesses saw, or video from a camera. If you’ve been in a car crash and the insurance company isn’t being fair, you might need to hire a lawyer to help you get the money you deserve.
What Does It Mean to Be Uninsured or Underinsured?
Uninsured and underinsured are two types of extra car insurance you can buy. Uninsured insurance protects you if the other driver caused the crash but doesn’t have car insurance. Underinsured insurance protects you if the other driver has insurance, but it’s not enough to pay for the damage they caused.
Why Would I Need PIP or MedPay Insurance?
Personal injury protection (PIP) and medical payments (MedPay) are two types of insurance that can help pay for your doctor bills and lost money from work after a car crash, no matter who caused it. Some states require you to have PIP, while MedPay is optional.
Do I Need a Lawyer to Help with Doctor Bills After a Crash?
You might be wondering if you need a lawyer to help with doctor bills and other costs after a car crash. The answer is: it depends. If the crash was really bad and you got hurt, it’s probably a good idea to talk to a lawyer. A car accident lawyer who knows a lot about this can help you understand your rights and what you can do. They can also talk to the insurance company for you.
If the crash was not that serious and you think you can handle it on your own, you might decide not to hire a lawyer. But, even for small crashes, it’s always a good idea to talk to a lawyer to get advice on what to do next.
